Urgent Cash Loans

If you face an emergency situation or a financial crunch, or are the middle of dire circumstances, it’s quite natural to take an urgent cash loan. We know how long conventional cash loans can take from banks. Moreover, you have to complete a host of paperwork, which is a whole lot to endure in a crisis.

At MyBorrowing, we offer a hassle-free online application process for any of our personal loans, especially our urgent cash loans. Our urgent cash loans come with a zero interest rate, a standard establishment fee, a monthly fee, and nothing else.

Apply for an urgent cash loan today and get a boost to your financial situation.

How to apply for a loan at MyBorrowing

At MyBorrowing, we always put customers first over anything. We have made our application process uncomplicated and straightforward. We have created a four steps online urgent cash loan application process. Our application form comes with direct instructions.

  • Select a cash loan amount and a repayment schedule. Examine the comparison rate. Make an application for a personal loan.
  • Once our analysers examine your urgent cash loan, we start finding a lender.
  • The lender approves your urgent cash loan application if satisfied.
  • We transfer the money to your bank account within as fast as 60 seconds.

Depending on the cash loan amount, the comparison rate may change for personal loans. A warning about borrowing urgent cash loans must be issued. Warning; this comparison rate is true for the cash loans mentioned and may not be true for all.

What is an urgent cash loan?

Emergency cash loans are a type of personal loan that allows customers to get the money in their bank account in a matter of seconds. The cause of borrowing an urgent cash loan is generally severe, and thus, the whole process is made more smooth and easy from our side.

When faced with a crisis, these personal loans can help you out. Our fees and charges are not different for our urgent cash loans. We stay true to our ethics.

All the customers who borrow from us are protected by the National Consumer Credit Protection Act 2009. MyBorrowing as a company strictly follows government regulations. You can legally borrow from us anywhere in Australia. If you need urgent cash, just apply for cash loans online on the MyBorrowing website.

At your moment of need, we don’t check if you have a bad credit history. You can get an urgent cash loan if you have a regular income and an active bank account. As a company, we just prefer to look past the bad credit history of our customers when they need urgent cash.

Additional information required

You must provide a few extra details if you want to borrow urgent cash loans from us. We require access to your bank statements for the previous three months, plus we need information about your source of income, which may be either Centrelink or your place of employment.

Are you eligible for our urgent cash loans?

Due to the risk we take by lending money within an hour, we needed to make the eligibility criteria and the approval process a little strict, even with bad credit.

  • You have to be an adult to apply for urgent cash loans online.
  • We only lend our urgent cash loans to Australian citizens.
  • To access our urgent cash loans online, you need to have an active bank account for the last 90 days.
  • An operational mobile number and an email ID is necessary while borrowing urgent cash loans from us.
  • You need to have access to online banking if you are planning to borrow our urgent cash loans.
  • You must have a regular income, and this can include Centrelink or any other government benefits.

Take a good look at the comparison rate and other information mentioned on the loan contract before borrowing from us. Different urgent cash loan amounts might result in a different comparison rate.

Why MyBorrowing is the best for any personal loans

  • We don’t prefer an unnecessary credit check for personal loans.
  • If you need a loan today, just wait until we see your bank statements.
  • The money can be transferred within 60 seconds once approved.
  • Predetermined comparison rate with changing loan amount.
  • Our medium and large cash loans are unique, and the fees and charges are upfront.

The benefits of an immediate personal loan

It’s normal to miss your regular bill payment in challenging situations. So Always talk to your electricity, gas, phone or water provider to see if you can work out a payment plan. Borrow small loans from us and get rid of the debts. But remember getting small amounts of money and borrowing may not solve all the problems at hand.

Negotiate a comparison rate with the lender that finances your loan and get a larger amount. Car repairs, paint jobs, etc., can be executed smoothly with urgent cash loans.

We support responsible lending for our 100% online process, and our financial advice to all our customers is to read all of the related loan documents carefully before applying.


How much does an urgent cash loan cost?

All our short term small loans have the exact fees and charges.

A 20% establishment fee and a 4% monthly fee is included in loan term up to $2,000 urgent cash loans. If you need an urgent cash loan of more than that, for a loan amount of $2,100 to $4,600, there is a 48% interest rate and $400 establishment fee.

There isn’t any maintenance fee for a $5,000 to $10,000 urgent cash loan amount; there’s only a 48% interest rate.

Apply for an urgent cash loan today for the loan amount you feel comfortable borrowing.

Are these online loans legal?

As a proud holder of an authentic Australian Credit Licence, our operations are entirely legal even though it’s 100% online. Different loan terms, fees and charges or different loan amounts might result in a different comparison rate with the lender that finances your loan. So be careful while borrowing.

How do I contact MyBorrowing?

Our customer care team is waiting for you. If you are in trouble managing bills and debts, ring 1800 825 805 at business hours for any queries or email directly at apply@myborrowing.com.au and expect a reply during our business hours.