Small cash loans

Getting access to small cash loans can be frustrating. You have so many options out there – go with the MyBorrowing difference. We are proud to offer you a 100% online application. Just fill out our simple 3-minute form and get your cash fast!

Small cash loans can offer you an instant loan at competitive rates. These loans are designed for Australians needing urgent cash flow with minimal extra fees and charges to straighten out their financial situation. Our online application process is simple, and this means money can be in your account within hours of approval.

If you’re in urgent need of financial assistance, our efficient and straightforward loan application procedure will get you the cash you need fast.

Who can use our small loans?

If you are experiencing financial difficulties for a short period of time, our friendly online small cash loans can help you meet your monthly obligations. A small loan amount might help you pay for dental costs, energy bills, water or gas bills, and other commitments. We facilitate the transactions quickly without the need for any complicated paperwork.

While Centrelink advances are helpful, the next best option is to take out a small cash loan if you temporarily need extra cash. It’s not as expensive as you may think. These kinds of loans are intended for those people who need a quick cash advance.

If you have experienced a financial emergency, it could be bad luck, or maybe you’re coming from a period of financial hardship that may have been a one-off situation. Either way, if you cannot wait for payday, this is the right type of loan for you.

MyBorrowing follows responsible lending that you can rely on when it comes to flexible, no-hassle loans. We have a qualifying process, so we can look at your situation and establish your identity before applying for finance online.

Unexpected costs are difficult to cover

You found yourself without money when you needed it the most. Reduce the stress of meeting all your expenses. With fast service and quick decisions, you can have the cash in your account today. A small cash loan or a line of credit from MyBorrowing can get you the money you need to cover these costs.

A small loan from MyBorrowing with affordable interest rates and no hidden fees or charges can help you get back on track fast. It’s a convenient way to gain access to a quick loan that can be paid off without having to worry about going into more debt later.

With just a few details, MyBorrowing will tell you if you’re eligible for a small loan:

At MyBorrowing, we’ll lend you money if you have a steady income, but we may require some additional information about your circumstances. We consider many things when deciding whether to lend you money, and we like to help our lenders, so we ask the right questions. But do not worry; we are here to help and assess your needs and how much we can lend you.

We are committed to finding you the best loan in town. You can apply in minutes, get approved for small loans in Australia, and get your money soon after your application. All the documents you need for fast cash online loans include:

  • Only Australian residents can apply for loans
  • One must be 18 yrs or above of age
  • One must have an active phone number and an email ID
  • An active bank account is needed to apply for small loans

MyBorrowing will check your bank statements for the last 90 days. You must fill out the application accurately to ensure you are not declined. Gentle warning, the comparison rate is important, so be sure to compare the costs of different personal loans and the amount borrowed.

Why get a personal loan from MyBorrowing today?

We’ve decided to make our platform easy and convenient for Australian residents. We don’t require you to provide your credit score or any documentation of income. All we need is a complete and accurate application. After you apply, we will review it and provide you with a personal loan based on your requirements. At MyBorrowing, we don’t make things complicated.

We will give you the money you need without asking for a credit check or other financial information if you meet our requirements. Just fill out the application form and let us do what you want to do with your money.

MyBorrowing is a reliable small loans provider with a minimal establishment fee. We are Australian credit license holders and your online small loan marketplace. We get you a responsible lender who is ready to lend you the money you need. It’s quick, easy, and hassle-free.

A 20% establishment fee will be charged on each loan application, and if your loan is approved, that amount will be deducted from the funds you receive. We work with small loans to help people who need additional cash, and we’ll be happy to help you choose a package that fits your lifestyle and your needs.

We offer a highly flexible repayment system. Weekly, fortnightly, and monthly repayments are all available to you. The loan can be repaid immediately or at a time that is convenient for you. We have a user-friendly payment calculator on each repayment page where you can see how your new, lower payments work out.


How are small personal loans different from credit cards?

A credit card might get you a loan fast, but it also has an interest percentage rate levied on the loan amount per month. This can increase your loan amount significantly if you don’t pay the interest consistently. With our flexible repayment plans, you can choose a loan that suits your financial requirements.

Can I choose from loan options?

We offer small loans that can be changed based on the loan amount you are looking for and the repayment structure. You can borrow a small amount of money from anywhere in Australia. Just fill out the online application and get the cash transferred straight into your bank account.

If you are unsure about the loan repayment procedure, then you can select one of our available options depending upon your tenure (weekly, fortnightly, or monthly).

Do I need regular income for a short-term loan?

The only eligibility you need to have for short-term loans is a regular income, and you must be an Australian resident. Based on your requirements, the loan term will include a 4% monthly fee and establishment fee with no annual percentage rate to generate a loan contract for you. Visit our website and apply online!